Is the return guaranteed?

The displayed returns represent what you can expect under normal conditions. However, investing always carries risks. These risks include the possibility of not achieving the expected return due to external factors that impact the rental income, renovation, or losing (parts) of your investment amount due to a market decline.

At Valvest we deploy various securities to mitigate these risks and protect our investors from potential downfalls.

• Return buffers: With the surplus rental income we build a return buffer that can be used to cover any dip in the rental income throughout the year, for example in the low season or a lower profit at sale in case of a renovation project. If this complete buffer is depleted due to structural market changes, we will decide if we will cover the missing interest amount ourselves or if we need to (temporarily) lower the paid out return.

• First ranking security: Valvest invests at least 20% of their own equity in each project which can be used as a buffer against market decline. Since investors holds a 1st ranking security right over Valvest, they will always paid back first.

• Developed Fully In-house : Valvest develops and manages everything in-house, therefore we are not dependent of third parties which brings less risk in case of a renovation project. In case something happens in a project we can directly fix it and continue renting it out to limit the impact on the rental income.

Read more about the securities we offer on our dedicated securities page