Taxation in Belgium on interest income Valvest (2025)

Interest income from loans to Valvest is always taxed at the standard rate of 30% in Belgium. This rate is applied to the total amount of interest received, with no exemptions or reductions.

Valvest does not withhold Belgian tax, so you are personally responsible for declaring this income in your annual tax return.

📊 Example calculations (2025)

✅ Example 1: interest of €500

• You receive €500 in annual interest from your loans to Valvest.
• Tax due: €500 × 30% = €150
• Net earnings: €350

🔄 Do I need to declare my interest income from the loans to Valvest?

Yes, you are required to include this amount in your personal income tax return. This applies particularly to all interest income from foreign sources.

🏢 How does it work for companies?

If you invest through your company, interest from a loan to Valvest is considered interest income and is taxed under corporate income tax regulations.

⚠️ Loans to Valvest are not exempt

Loans to Valvest do not qualify for tax exemptions such as those for regulated savings accounts or crowdfunding loans. As a result, the full interest income is subject to the 30% withholding tax.